The UHFCU Visa Cash Wave Credit Card offers an easy way to get unlimited 1.75% cash back on all your purchases.
Cash flow wherever you go.
- 1.75% cash back on ALL purchases
- No annual fee
- No balance transfer fee
- No foreign transaction fee
- Use with Apple Pay, Samsung Pay, or Google Pay
- Zero liability for unauthorized use of card
- EMV Chip Technology for enhanced security
Spend $1,000 with your UHFCU credit card to be automatically entered to win!Learn More
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- Auto Rental Insurance
- Return Protection
- Cellular Telephone Protection
- Travel and Emergency Assistance Services
- Emergency Roadside Dispatch
- Travel Accident Insurance
- Baggage Delay Reimbursement
- Extended Warranty Protection
- Trip Cancellation and Interruption
- Price Protection
- Lost Luggage Reimbursement
- Click here for full details on the many benefits!
Cash Wave Rate
Rate Type APR*
VISA® Cash Wave
Rates are accurate as of 6/1/2021 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Certain restrictions and promotional terms may apply.
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Cash Wave Credit Card FAQs
How do I earn 1.75% cash back?
Earn 1.75% Cash Back on ALL purchases. No categories or registration required!
Returns, cash advances, and balance transfers do not qualify.
Can I get a credit card if I don't have a credit history?
Yes! Although our VISA Cash Wave Credit Card is designed for those with credit history, please check out our Visa Platinum Plus Credit Card if you don’t have any history. The Platinum Plus Card is a great way to build credit history for a young person with limited or no credit history.
What should I do if I lose my credit card?
For Credit Cards, please call 1-800-442-4757 and report your card lost/stolen.
What if I haven't received my credit card yet?
Our Credit cards usually take 7-10 business days to arrive at the destination. Therefore, if you have not received your card after 10 days, please report your card lost/stolen. For Credit Cards, please call 1-800-442-4757 and report your card lost/stolen. Another card will be mailed to you.
How/When will I receive my cash back?
Cash back is rewarded as a quarterly statement credit (April, July, October, and January statements). Statement credits do not expire, have no cap limits, are earned automatically, and can be applied to the balance of your credit card.
- How do I earn 1.75% cash back?