The UHFCU Visa Cash Wave Credit Card offers an easy way to get unlimited 1.75% cash back on all your purchases.
Cash flow wherever you go.
- 1.75% cash back on ALL purchases
- No annual fee
- No balance transfer fee
- No foreign transaction fee
- Use with Apple Pay, Samsung Pay, or Google Pay
- Zero liability for unauthorized use of card
- EMV Chip Technology for enhanced security
Mahalo for being there for me and helping me achieve my goals.UHFCU Member
- Auto Rental Insurance
- Return Protection
- Cellular Telephone Protection
- Travel and Emergency Assistance Services
- Emergency Roadside Dispatch
- Travel Accident Insurance
- Baggage Delay Reimbursement
- Extended Warranty Protection
- Trip Cancellation and Interruption
- Price Protection
- Lost Luggage Reimbursement
- Click here for full details on the many benefits!
Cash Wave Rate
Rate Type APR*
VISA® Cash Wave
Rates are accurate as of 2/2/2023 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Certain restrictions and promotional terms may apply.
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Cash Wave Credit Card FAQs
How do I register my credit card on eZCard?
- Visit eZCardinfo.com and click “Enroll Now”
- Enter your UHFCU Credit Card number and click “Begin Enrollment”
- Enter your Account Details including:
- Card Expiration Date
- Billing Zip Code
- Last 4 digits SSN or Tax ID
- Mother’s Maiden Name
- Birth Date
- Choose your Username and Password. Click “Enroll Now”
- Complete Security Questions then click “Finish”
How do I earn 1.75% cash back?
Earn 1.75% Cash Back on ALL purchases. No categories or registration required!
Returns, cash advances, and balance transfers do not qualify.
Can I get a credit card if I don't have a credit history?
Yes! Although our VISA Cash Wave Credit Card is designed for those with credit history, please check out our Visa Platinum Plus Credit Card if you don’t have any history. The Platinum Plus Card is a great way to build credit history for a young person with limited or no credit history.
What should I do if I lose my credit card?
For Credit Cards, please call 833-541-0777 and report your card lost/stolen.
What if I haven't received my credit card yet?
Our Credit cards usually take 7-10 business days to arrive at the destination. Therefore, if you have not received your card after 10 days, please report your card lost/stolen. For Credit Cards, please call 1-800-442-4757 and report your card lost/stolen. Another card will be mailed to you.
How/When will I receive my cash back?
Cash back is rewarded as a quarterly statement credit (April, July, October, and January statements). Statement credits do not expire, have no cap limits, are earned automatically, and can be applied to the balance of your credit card.
- How do I register my credit card on eZCard?
Credit card approval depends on creditworthiness and other qualifications. Rates, terms and conditions are subject to change without notice.
$500 Amazon Gift Card Sweepstakes
Contest runs 11/1 – 12/31/22. Primary cardholders will receive one (1) entry after they use their UHFCU credit card to make at least one thousand dollars ($1,000) in purchases between 11/1/22 and 12/31/22. Primary cardholders will receive one (1) additional entry for making at least one thousand dollars ($1,000) in purchases between 11/1/22 and 12/31/22. Up to two (2) entries per card. Balance transfers, cash advances, and returns do not qualify. Account must be opened and in good standing as of 12/31/22 to qualify. Three (3) winners will each receive one (1) $500 Amazon Gift Card. Additional restrictions may apply. Offer and terms subject to change without notice. Please visit a branch or click here for the full Official Rules.