A Line of Credit account can be used as a ready source of cash — whenever you want for whatever you want. You can even link your LOC account directly to your checking account for automatic overdraft protection.
Borrow what you need, when you need it.
- No Annual Fee
- Lines up to $15,000
- Competitive Interest Rate
- Link to checking account for automatic overdraft protection
- Convenience of having the funds available when needed
The institution clearly puts a priority on service to its members. There is a sense of shared interest, shared benefit and value. We're all in it together, shows in the demeanor and service.- UHFCU Member
Line of Credit Rate
Rate Type APR*
Line of Credit
Fixed 15.00%1 Apply Now
Rates are accurate as of 10/1/2022 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for automatic payment. Certain restrictions and promotional terms may apply.
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Why would I want a Line of Credit?
A Line of Credit can be linked directly to your checking account for automatic overdraft protection. A LOC protects you from an overdrawn account and saves you the inconvenience and embarrassment of having purchases denied at point of sale.
- Why would I want a Line of Credit?