When you join, you will become an owner of the University of Hawai`i Federal Credit Union – the University’s Credit Union. As a UHFCU member, you will enjoy warm, friendly service, convenience, and money-saving rates and fees. Now’s the time to join a “wholesome alternative” with truly local roots, trustworthy advice, and many of the same products and services you’ll find at the big banks.

The Smarter Way to Bank

State-of-the-Art banking & convenience
5 branches – including 3 convenient on-campus branches
Founded in 1955 by a group of UH faculty members
Over $600 million in assets and 29,000 members

Eligibility

Chances are YOU are eligible! Join the University’s Credit Union and experience what it is like to be part of a team supporting your school, fellow classmates, professors, staff, and their families.

Chances are YOU are eligible!

Faculty and Staff of the University of Hawai`i system
Students and Alumni of the University of Hawai`i system
UH Alumni Association members (Note: If you graduated from the UH System, you are already a UHAA member) and UH Board of Regents
Employees of and students attending Kuhio Elementary, Lunalilo Elementary, Ala Wai Elementary, President George Washington Middle School, or the University Laboratory School
Members of St. Mary’s of Mo`ili`ili Episcopal Church
UHFCU employees
Immediate family and household members of persons in Field of Membership

History

1955 – 10 UH colleagues spearheaded the Charter that created UHFCU.
1967 – Approved to extend membership to employees of UH organizations.
1991 – Surpassed $100 million in assets; Reached 12,313 members.
1994 – Able to accept students of the UH system as members.
2001 – Surpassed $200 million in assets; Reached 20,851 members.
2007 – Surpassed $300 million in assets; Reached 22,855 members.
2008 – We began partnering with Professor Michael Cheang of the University of Hawai`i School of Family and Consumer Science and Kuhio Elementary School in educating our youth about the importance of saving.
2009 – Surpassed $400 million in assets; Reached 23,865 members.
2010 – Extended our hours of operations. On Fridays, we’re now open to 6 p.m. On Saturdays, from 9 a.m. to 1 p.m. We also surpassed $500 million in assets; Reached 24,099 members.
2011 – Opened our third branch at the UH Manoa Campus Center.
2012 – Opened our fourth branch at the UH West Oahu campus
2017 – Partnered with Leahi FCU. Opened our fifth branch at Leahi Hospital.

The Credit Union Difference

A credit union is a not-for-profit, financial cooperative that offer the same financial products and services as banks. But, one key difference is that credit unions exist for the purpose of helping their members financially, not to make a profit. When you join a credit union, you’re not just a customer. You are a member that owns a piece of the credit union. Rather than paying profits to unknown stockholders all over the world, the excess earnings are passed back to members in the form of competitive rates, additional products and services, and lower fees – saving you money. Credit unions are founded on the philosophy of “People Helping People”, which is demonstrated through unmatched service and dedication to their members.

Experience the Authentic Difference

Not-for-Profit
Owned by Members
Membership with a common bond
Save at higher rates
Borrow at lower rates
Fewer and lower fees

What Makes Us Special