• Overview

    Christmas Club from UHFCU

    It’s easier to manage your holiday season expenses when you’ve saved all year long. The Christmas Club account is designed to help you save for the expensive holiday season and earn higher dividends while you do it. So put some money away today and be merry throughout the holidays!

    A Savings for all your holiday spending

    • Earns higher dividends than a regular Savings
    • $5,000 maximum balance to earn special dividend rate*
    • Funds will be available and transferred to your Savings account on or after November 1
    • No minimum balance fee
    • No monthly or annual service fees

    Better service than the banks on a constant basis.

    - UHFCU Member
  • Rates

    Christmas Club Rate

    Minimum Balance to Earn Dividends APY

    Christmas Club

    		 $0 0.40% Contact Us

    APY = Annual Percentage Yield. Dividends are credited and compounded monthly. This schedule is incorporated as a part of your account agreement with the UHFCU. Minimum balance requirements apply to daily balance. Rates are subject to change at any time as determined by the Board of Directors. Rates are accurate and effective as of 11/1/2022 indicated and are subject to change without prior notice. Fees or other conditions could reduce the earnings on the account. If you have any questions or need current rate information, please call (808) 983-5500 or contact us through our Contact Us page.

    * For Christmas Club accounts, the entire balance, minus the required minimum opening deposit, will be transferred to your Savings account on or after November 1st and the account will remain open. Any balances exceeding $5,000.00 will revert to the Savings Account dividend rate. You may not make withdrawals from your Christmas Club accounts at any other time. If you wish to access the funds in your Christmas Club accounts, you may close it. If you close your Christmas Club accounts, you will be charged a fee of all accrued uncredited dividends. However, any accrued dividends will be paid to you if you close your account within seven (7) days of the date the account is opened.

  • FAQ

    FAQs

*Annual Percentage Yield. Rate accurate and effective as of 11/1/2022. Note: For Christmas Club accounts, the entire balance, minus the required minimum opening deposit, will be transferred to your Savings account on or after November 1st and the account will remain open. Any balances exceeding $5,000.00 will revert to the Savings Account dividend rate. You may not make withdrawals from your Christmas Club accounts at any other time. If you wish to access the funds in your Christmas Club accounts, you may close it. If you close your Christmas Club accounts, you will be charged a fee of all accrued uncredited dividends. However, any accrued dividends will be paid to you if you close your account within seven (7) days of the date the account is opened.

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