Shop & Win a $500 Gift Card!

Holiday Shopping Sweepstakes

Spend $1,000 with a UHFCU Credit Card in Nov. or Dec. for your chance to win!

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Unwrap lower monthly payments!

Personal Loan ~Holiday Sale~

As low as 6.49% APR* for 24 months!

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Save Smarter

Certificate Specials @ 4.50% APY*

With rates expected to decrease, lock in one of our best limited-time-only Certificate rates!

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Make Your Move

First-Time Homebuyer Special

For a limited time, first-time homebuyers can receive up to 1 point off their purchase transaction!

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Apply in 5 minutes

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All Rates
Auto Loan

5.25 % APR

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Personal Loan

6.49 % APR

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Credit Card

8.50 % APR

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Certificates

4.50 % APY

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Open accounts & apply for loans in 5 minutes

We make banking really easy. You can open an account or apply for a loan online in just five minutes—and for loans, you'll get an instant decision!

The best rates and lowest fees

We regularly compare our products to competitors and almost always have the best rates and lowest fees. Put us to the test: compare our rates.

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We have a Net Promoter Score of 81%, which is business jargon for, "People say our service is really, really awesome."

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Member Perks

MessagePay

We’re making things easier! Make a payment to your UHFCU loan or credit card from any external account; as easy as a text message!



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Featured Rate

30 Year Fixed Mortgage

Rate APR* Points
5.625% 5.857% 1.875%

Rates are accurate as of 11/4/2024 and are subject to change. NMLS #421550.



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