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Overview
Personal Loan Special Extended + Flood Relief
If you or someone you know has been affected by Hawai`i’s recent heavy rain and flooding, UHFCU is here to help. We know natural disasters can be stressful, especially on your finances. That’s why we’re extending our Personal Loan Special to May 18th with rates as low as 3.77% APR for up to 60 months for those that have been impacted. You can even receive SAME-DAY FUNDS.*** Use the funds for your clean up, repairs, emergency supplies, essentials, or anything else you may need. PLUS, make no payments for 60 days.**
And, for those not affected by the heavy rain, you continue to have the opportunity for our special rate of 3.77% APR for up to 36 months!*
- As low as 3.77% APR* for up to 60 months
- Or 2.00% off your qualifying rate
- No Payments for 60 days** (optional)
- Borrow up to $25,000
- Get an Instant Decision and Same-Day Funds***
- Limited Time Only! Extended to May 18th
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Rates
Personal Loan Rates
Loan Products Terms APR* Personal Loan
12 months 3.77%1 Apply Now 24 months 3.77%1 Apply Now 36 months 3.77%1 Apply Now 48 months 3.77%1 Apply Now 60 months 3.77%1 Apply Now Rates are accurate as of 4/17/2018 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for automatic payment. Certain restrictions and promotional terms may apply. -
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*Annual Percentage Rate. Percentage includes 0.25% reduction for automatic payment. 3.77% rate applies to 60-month (or less) Personal Loan and is the lowest rate available. 60-month term applies to those affected by Hawai`i's recent heavy rain and flooding (otherwise, up to 36-month term is available). 2.00% discount off qualifying rate applies to applicants with credit scores between 625 and 699. $25,000 maximum loan amount. New or existing UHFCU Checking account and e.Statements required to qualify for special rate. Offer begins 4/18/18 and ends 5/18/18. Loan must fund by 5/18/18. Rate may vary depending on each individual’s credit history and underwriting factors. Payment example: Loan amount of $10,000 at 3.77% for 60 months would have a monthly principal and interest payment of $183.13. Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions apply. **Available to those affected by the recent flooding. Payment timetable may vary based on individual credit worthiness. Interest will accrue during the 60-day-no-payment period. First payment will be due 60 days from the date of loan disbursal and will be applied to the accrued interest before being applied to principal. Certain terms and conditions may apply. ***Same-day funds possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions apply.