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Overview
Personal Loans from UHFCU
Summer Personal Loan Sale
Catch that epic rate, just in time for summer vacation! Take advantage of the extra cash for something special this summer, like taking a family vacation, paying for that summer shopping spree, or even consolidating your higher-interest rate credit card balances into a single fixed, monthly payment.
- As low as 4.50% APR for 5 years
- Or, 1.00% OFF your qualifying rate*
- Stretch your Personal Loan to 5 years to lower your monthly payments
- Borrow up to $25,000
- Get an Instant Decision and Same-Day Funds**
- Limited Time Only! Ends July 31st
West Oahu In-Branch Special
For a limited time, get a 1.00% discount off your qualifying rate when you fund your loan at our West Oahu campus branch. PLUS, get a chance to win a $100 Amazon Gift Card! Visit our West Oahu campus to apply today!
- Must fund your Personal Loan at the West Oahu campus branch
- 1.00% OFF your qualifying rate***
- BONUS! Get a chance win a $100 Amazon Gift Card
- PLUS, receive a FREE UHFCU Tote Bag
- Terms up to 5 years
- Borrow up to $25,000
- Get an Instant Decision and Same-Day Funds**
- Limited Time Only! Ends June 30th
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Rates
Personal Loan Rates
Loan Products Terms APR* Personal Loan
12 months 4.50%1 Apply Now 24 months 4.50%1 Apply Now 36 months 4.50%1 Apply Now 48 months 4.50%1 Apply Now 60 months 4.50%1 Apply Now Rates are accurate as of 6/1/2019 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for automatic payment. Certain restrictions and promotional terms may apply. -
Calculator
Loan Payment Calculator
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FAQ
Personal Loan Promo FAQs
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How do I get Same-Day Funding?
Same-day funding is possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions apply.
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Can I use this loan to refinance another loan from a different financial institution?
Yes! With credit approval, we can refinance your loan from another financial institution to reduce your interest rate and monthly payments.
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How do I set up automatic payments?
There are two easy options to set up automatic payments:
- Transfer Between UHFCU accounts: You may make loan payments by transferring from an eligible UHFCU deposit account to your loan account using Online Banking. Transfers can be set up as one-time transfers or scheduled on a regular basis for even more convenience.
- Make automatic payments from another bank/credit union to UHFCU: Make automatic payments from outside the Credit Union to your UHFCU savings or checking account. Simply provide the sender our Routing and Transit number (321379656) and your Savings account number (4 or 5 digit) or your 10 digit checking account number. (The Checking account number can be found printed on the bottom of your checks.)
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How do I get Same-Day Funding?
* Annual Percentage Rate (APR). Percentage includes 0.50% APR reduction for opting for and maintaining direct deposit. Offer begins 6/1/19 and ends 7/31/19. Loan must fund by 8/5/19. Rate, loan amount, and term may vary depending on each individual’s credit history and underwriting factors. No internal refinances. Payment example: Loan amount of $5,000 at 4.50% APR for a 60-month term would have a monthly principal and interest payment of $93.22. Maximum loan amount of $25,000. Offer subject to change at any time without notice. Certain restrictions apply.
**Same-day funding possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply.
***Annual Percentage Rate. 1.00% discount off qualifying rate applies to all applicants regardless of credit score. Must apply at UHFCU West Oahu campus branch to qualify for rate discount. $25,000 maximum loan amount. Offer begins 5/1/19 and ends 6/30/19. Loan must fund by 7/3/19. Rate may vary depending on each individual’s credit history and underwriting factors. Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions apply.