• Overview

    Back to School Special

    Now’s the time to rake in the cash for those future grads! Whether it’s school supplies, books,computers, tablets or new clothes, we can help you get what you need to start the school year right. Or, use the funds to consolidate higher-interest rate debt or to take that family trip.

    • As low as 3.77% APR* for 3 years
    • Or up to, 2.00% off your qualifying rate
    • Borrow up to $25,000
    • Get an Instant Decision and Same-Day Funds*
    • Limited Time Only! Ends September 30th

    Apply Now

  • Rates

    Personal Loan Rates

    Loan Products Terms APR*

    Personal Loan

    		 12 months 3.77%1 Apply Now
    24 months 3.77%1 Apply Now
    36 months 3.77%1 Apply Now
    48 months 6.74%1 Apply Now
    60 months 7.74%1 Apply Now

    Rates are accurate as of 8/15/2018 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
    * APR = Annual Percentage Rate
    1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for direct deposit. Certain restrictions and promotional terms may apply.

  • Calculator

    Loan Payment Calculator

* Annual Percentage Rate (APR). Percentage includes 0.25% reduction for automatic payment. 3.77% rate applies to 36-month (or less) Personal Loan and is the lowest rate available. 2.00% discount off qualifying rate applies to applicants with credit scores between 625 and 699. $25,000 maximum loan amount. New or existing UHFCU Checking account required to qualify for special rate. Offer begins 8/15/18 and ends 9/30/18. Loan must fund by 10/1/18. Rate may vary depending on each individual’s credit history and underwriting factors. Payment example: Loan amount of $10,000 at 3.77% for 36 months would have a monthly principal and interest payment of $294.22. Rates, programs, terms, and conditions are subject to change at any time without any notice. Certain restrictions apply.**Same-day funding possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply.

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