* Annual Percentage Rate (APR). Percentage includes 0.50% APR reduction for opting for and maintaining direct deposit. Offer begins 6/1/19 and ends 7/31/19. Loan must fund by 8/5/19. Rate, loan amount, and term may vary depending on each individual’s credit history and underwriting factors. No internal refinances. Payment example: Loan amount of $5,000 at 4.50% APR for a 60-month term would have a monthly principal and interest payment of $93.22. Maximum loan amount of $25,000. Offer subject to change at any time without notice. Certain restrictions apply.

**Same-day funding possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply.

***Annual Percentage Rate. 1.00% discount off qualifying rate applies to all applicants regardless of credit score. Must apply at UHFCU West Oahu campus branch to qualify for rate discount. $25,000 maximum loan amount. Offer begins 5/1/19 and ends 6/30/19. Loan must fund by 7/3/19. Rate may vary depending on each individual’s credit history and underwriting factors. Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions apply.