* Annual Percentage Rate. Automatic payment and new or existing UHFCU Checking account required to qualify for special rate. 3.21% rate applies to 24-month (or less) Personal Loan and is the lowest rate available. 2.00% discount off qualifying rate applies to applicants with credit scores from 625 to 699. $25,000 maximum loan amount. Offer begins 11/1/18 and ends 12/31/18. Loan must fund by 1/6/19. Rate may vary depending on each individual's credit history and underwriting factors. Payment example: Loan amount of $15,000 at 3.21% for 24 months would have a monthly principal and interest payment of $646.11. Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions apply. **Same-day funding possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply.