*Annual Percentage Rate. Percentage includes 0.25% reduction for automatic payment. 3.77% rate applies to 60-month (or less) Personal Loan and is the lowest rate available. 60-month term applies to those affected by Hawai`i's recent heavy rain and flooding (otherwise, up to 36-month term is available). 2.00% discount off qualifying rate applies to applicants with credit scores between 625 and 699. $25,000 maximum loan amount. New or existing UHFCU Checking account and e.Statements required to qualify for special rate. Offer begins 4/18/18 and ends 5/18/18. Loan must fund by 5/18/18. Rate may vary depending on each individual’s credit history and underwriting factors. Payment example: Loan amount of $10,000 at 3.77% for 60 months would have a monthly principal and interest payment of $183.13. Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions apply. **Available to those affected by the recent flooding. Payment timetable may vary based on individual credit worthiness. Interest will accrue during the 60-day-no-payment period. First payment will be due 60 days from the date of loan disbursal and will be applied to the accrued interest before being applied to principal. Certain terms and conditions may apply. ***Same-day funds possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions apply.