*Annual Percentage Rate. Percentage includes 0.25% reduction for automatic payment. 3.99% rate applies to 36-month (or less) Personal Loan and is the lowest rate available. 1.00% discount off qualifying rate applies to applicants with credit scores between 625 and 699. $25,000 maximum loan amount. Automatic payments and new or existing UHFCU Checking account required to qualify for special rate. Offer begins 8/15/2019 and ends 9/30/2019. Loan must fund by 10/5/2019. Rate may vary depending on each individual’s credit history and underwriting factors. Payment example: Loan amount of $10,000 at 3.99% for 36 months would have a monthly principal and interest payment of $295.20. Rates, programs, terms, and conditions are subject to change at any time without any notice. Certain restrictions apply.

**Same-day funding possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply.