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Overview
Personal Loans from UHFCU
Get the money you need for whatever your heart desires. Our Signature Loan offers competitive rates, excellent terms and fast funds that will fit your needs. Whether consolidating debt or funding that dream vacation, we make the process quick and easy with an Instant Decision and Same-Day Funds!*
An affordable loan to fund your needs.
- Get an Instant Decision and Same-Day Funds*
- Borrow up to $25,000
- Low fixed interest rates
- Up to 5 year terms
- Receive a 0.25% interest rate reduction when you set up Automatic Payments
INSTANT
Loan ReviewSee how much you can save on monthly payments in seconds.
NO CREDIT CHECK REQUIRED!*
Get StartedJust applied for a personal loan, was treated with respect and courtesy. Loan officer helpful and efficient, every time I call I am always helped immediately.
- UHFCU MemberLine of Credit (LOC)
Would an ongoing Line of Credit better suit your needs? A Line of Credit account can be used as a ready source of cash — whenever you want for whatever you want. You can even link your LOC account directly to your checking account for automatic overdraft protection.
- No annual fee
- Lines up to $5,000 based on approved credit
- No application fees
- Fixed interest rate
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Rates
Personal Loan Rates
Loan Products Terms APR* Personal Loan
12 months 7.74%1 Apply Now 24 months 8.24%1 Apply Now 36 months 8.74%1 Apply Now 48 months 9.24%1 Apply Now 60 months 9.74%1 Apply Now Rates are accurate as of 4/16/2024 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for automatic payment. Certain restrictions and promotional terms may apply. -
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Loan Payment Calculator
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FAQ
FAQs
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How do I get Same-Day Funding?
Same-day funding is possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions apply.
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Can I use this loan to refinance another loan from a different financial institution?
Yes! With credit approval, we can refinance your loan from another financial institution to reduce your interest rate and monthly payments.
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How do I set up automatic payments?
There are two easy options to set up automatic payments:
- Transfer Between UHFCU accounts: You may make loan payments by transferring from an eligible UHFCU deposit account to your loan account using Online Banking. Transfers can be set up as one-time transfers or scheduled on a regular basis for even more convenience.
- Make automatic payments from another bank/credit union to UHFCU: Make automatic payments from outside the Credit Union to your UHFCU savings or checking account. Simply provide the sender our Routing and Transit number (321379656) and your Savings account number (4 or 5 digit) or your 10 digit checking account number. (The Checking account number can be found printed on the bottom of your checks.)
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How do I get Same-Day Funding?
*All loans subject to approval. Rate may vary depending on each individual's credit history and underwriting factors. Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions may apply. Same-day funding possible for applications received prior to 12pm each business day, Monday through Friday. Subject to meeting credit underwriting criteria. Other factors and restrictions apply.
