*There is no credit pull for pre-qualification. If you choose to apply, a credit report inquiry will occur as part of the underwriting process.

Apple Watch Giveaway

**NO PURCHASE OR CREDIT UNION TRANSACTION NECESSARY TO ENTER OR TO WIN. Loan Review Sweepstakes runs from 2/1/24 to 2/29/24. Must be a legal resident of the State of Hawai`i and twenty-one (21) years of age or older with a valid Social Security Number as of 2/29/24 to enter. In addition, you must apply for a loan through our Loan Review service (loans.uhfcu.com) between 2/1/24 and 2/29/24 to be automatically entered to win. This promotion excludes UHFCU employees, Board of Directors, and Volunteers, as well as their spouses, dependent children, or household members. Terms and conditions subject to change without notice. Visit a branch or UHFCU.com for full Official Rules.