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Overview
Certificates from UHFCU
Reap the benefits of saving by locking in a high rate for a set term. Whether it’s with a regular or an IRA Certificate, you’ll have a safe way to grow your money and watch your profits bloom!
Lock in your funds to get more from your money.
- Terms from 6 months to 5 years
- As low as $500 minimum balance
- High yield returns
- Dividends credited and compounded monthly
Better service than the banks on a constant basis.
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Rates
Regular Certificate Rates
Regular Certificates Min. Balance to Earn Stated APY APY* 6 to 11 months
$500.00 0.75% Contact Us 12 to 17 months
$500.00 1.00% Contact Us 18 to 23 months
$500.00 1.00% Contact Us 24 to 35 months
$500.00 1.25% Contact Us 36 to 47 months
$500.00 1.50% Contact Us 48 to 59 months
$500.00 1.75% Contact Us 60 months
$500.00 1.90% Contact Us * APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 9/19/2019 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
IRA Certificate Rates
IRA Certificates Min. Balance to Earn Stated APY APY* 12 to 23 months (IRA)
$500.00 1.00% Contact Us 24 to 35 months (IRA)
$500.00 1.25% Contact Us 36 to 47 months (IRA)
$500.00 1.50% Contact Us 48 to 59 months (IRA)
$500.00 1.75% Contact Us 60 months (IRA)
$500.00 1.90% Contact Us * APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 9/19/2019 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
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Calculator
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FAQ
FAQs
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Is there a penalty for early withdrawal?
Yes, a penalty may be imposed for withdrawals before maturity.
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When is interest paid on a Certificate?
Dividends for all Certificates will be credited to your account and compounded monthly.
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Is there a penalty for early withdrawal?
* Existing members only. APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 9/19/2019 and are subject to change without prior notice.