-
Overview
4.25% APY**
11-Month Certificate
Call or Visit Us to Learn More
$5,000 minimum balance
All funds must be from another financial institution
No funds with another financial institution? Refer a NEW member to open a 11-Month Special Certificate and we’ll waive the new money requirement for you!
While supplies last.Certificates from UHFCU
Reap the benefits of saving by locking in a high rate for a set term. Whether it’s with a regular or an IRA Certificate, you’ll have a safe way to grow your money and watch your profits bloom!
Lock in your funds to get more from your money.
- Terms from 6 months to 5 years
- As low as $500 minimum balance
- High yield returns
- Dividends credited and compounded monthly
Call or Visit a Branch
Already a member?
Log-in to Online Banking to open a certificate instantly!
Click “Create Share” on your dashboard to get started.Better service than the banks on a constant basis.
- UHFCU Member -
Rates
Special Certificate Rates
Special Certificate** Min. Balance to Earn Stated APY APY* Regular 11-Month1
$5,000.00
All funds must be from another financial institution.4.25% Contact Us IRA 11-Month1
$5,000.00
All funds must be from another financial institution.4.25% Contact Us Regular 13-Month
$1,000.00 4.00% Contact Us Open Online
Log-in to Online BankingIRA 13-Month
$1,000.00 4.00% Contact Us Open Online
Log-in to Online BankingAPY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 12/9/2022 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
1 While supplies last. $5,000 minimum deposit from another financial institution to open. All funds must be from another financial institution to open. Existing members without funds at another financial institution can refer a new member to open 11-Month Special Certificate to be eligible for this promotion. Offer, terms, and rates are subject to change without notice.Regular Certificate Rates
Regular Certificates Min. Balance to Earn Stated APY APY* 6 to 11 months
$500.00 1.50% Contact Us 12 to 17 months
$500.00 2.75% Contact Us 18 to 23 months
$500.00 2.75% Contact Us 24 to 29 months
$500.00 3.00% Contact Us 30 to 35 months
$500.00 2.75% Contact Us 36 to 47 months
$500.00 2.75% Contact Us 48 to 59 months
$500.00 2.50% Contact Us 60 months
$500.00 2.50% Contact Us * APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 1/26/2023 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
IRA Certificate Rates
IRA Certificates Min. Balance to Earn Stated APY APY* 12 to 17 months (IRA)
$500.00 2.75% Contact Us 18 to 23 months (IRA)
$500.00 2.75% Contact Us 24 to 29 months (IRA)
$500.00 3.00% Contact Us 30 to 35 months (IRA)
$500.00 2.75% Contact Us 36 to 47 months (IRA)
$500.00 2.75% Contact Us 48 to 59 months (IRA)
$500.00 2.50% Contact Us 60 months (IRA)
$500.00 2.50% Contact Us * APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 1/26/2023 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
-
Calculator
-
FAQ
FAQs
-
Is there a penalty for early withdrawal?
Yes, a penalty may be imposed for withdrawals before maturity.
-
When is interest paid on a Certificate?
Dividends for all Certificates will be credited to your account and compounded monthly.
-
Is there a penalty for early withdrawal?
* Existing members only. APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 12/9/22 and are subject to change without prior notice.
** Annual Percentage Yield (APY). Unless otherwise paid, dividends will be credited and compounded monthly. Fees or other conditions could reduce earnings on the account. A penalty may be imposed for withdrawals before maturity. Rate is accurate and effective as of 12/9/22 and subject to change without prior notice. While supplies last.
11-Month Special Certificate
Rate accurate as of 12/9/2022. While supplies last. $5,000 minimum balance. All funds must be from another financial institution to open. Existing members without funds at another financial institution can refer a new member to open 11-Month Special Certificate to be eligible for this promotion. Offer, terms, and rates are subject to change without notice.
13-Month Special Certificate
Rate accurate as of 12/9/2022. While supplies last. $1,000 minimum balance. Offer, terms, and rates are subject to change without notice.
