Purchase or Refinance?
Get Pre-Approved for an Auto Loan in minutes! Click Purchase or Refinance to get started.
Get in the fast lane and drive away in the car of your dreams with up to 125% financing from the University of Hawaii Federal Credit Union. Whether you want a new or used car, or just want to refinance to a better rate, we’ll help you find what you need with our lowest rates ever!
Choose Purchase or Refinance to get started!
Purchase | Refinance |
Always very professional and courteous. Going the extra mile and helping out in a caring way.
- UHFCU Member
GAP (Guaranteed Asset Protection) Advantage. Protect the value of your vehicle with GAP Advantage. GAP Advantage covers the “gap” between the vehicle’s value and the amount you still owe in the event your vehicle is stolen or totaled in an accident. Call or visit to learn more.
Mechanical Breakdown Protection. A comparable, more affordable version of your auto dealer’s extended warranty, Mechanical Breakdown Protection by Member Care Driver Protection extends coverage to virtually all mechanical and electrical components of your vehicle. Call or visit to learn more.
See how much you can save on monthly payments in seconds.
NO CREDIT CHECK REQUIRED!*
Get StartedTerm | APR* | Apply Now | |
---|---|---|---|
New Auto/Truck |
36 months | 3.50%1 | Purchase |
48 months | 3.75%1 | Purchase | |
60 months | 4.00%1 | Purchase | |
72 months | 4.50%1 | Purchase | |
84 months | 5.50%1 | Purchase | |
Used Auto/Truck |
36 months | 3.60%1 | Purchase Refinance |
48 months | 4.00%1 | Purchase Refinance | |
60 months | 4.25%1 | Purchase Refinance | |
72 months | 5.25%1 | Purchase Refinance | |
84 months | 6.25%1 | Purchase Refinance |
Rates are accurate as of 4/16/2023 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for automatic payment. Certain restrictions and promotional terms may apply.
Complete our online application in minutes, or stop in and speak with a Member Service Representative. By getting pre-approved, you will know how much you can spend to give you more power at the dealer.
Yes! With credit approval, we can refinance your existing loan from another financial institution and to reduce your interest rate and monthly payments.
*Annual Percentage Rate (APR) accurate as of 1/1/2023. Subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest available, including a 0.25% discount for automatic payment. Certain restrictions and promotional terms may apply.
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