Scratch & Save!

Auto Loan Sale

Scratch an Auto Loan as low as 1.20% APR!

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Staycation Giveaway!

Enter to win a magical staycation!

Enter to win a 2-night stay at the happiest place on Oahu!

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Vegas Sweepstakes!

Enter to win a Vegas vacation package!

Refer-A-Friend to UHFCU for a chance to win a Vegas vacation package valued at $1,800!

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Cash Flow Wherever You Go!

~NEW~ Cash Wave Credit Card

Earn Unlimited 1.75% Cash Back on ALL Your Purchases!

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Home is where the CA$H is!

HELOC Special

As low as 1.50% APR* for 2 years | 4.50% APR variable rate

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$50 For You
$50 For Them

Refer-A-Friend

Refer friends or family to UHFCU and you could earn up to $500 per year!

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Happiness starts at home!

5/5 Adjustable Rate Mortgage

As low as 1.500% | 2.757% APR*

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All Rates
Auto Loan

1.95 % APR

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Personal Loan

4.99 % APR

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Credit Card

8.50 % APR

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Certificates

0.70 % APY

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Open accounts & apply for loans in 5 minutes

We make banking really easy. You can open an account or apply for a loan online in just five minutes—and for loans, you'll get an instant decision!

The best rates and lowest fees

We regularly compare our products to competitors and almost always have the best rates and lowest fees. Put us to the test: compare our rates.

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Members say our customer service rocks

We have a Net Promoter Score of 81%, which is business jargon for, "People say our service is really, really awesome."

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Preparing for Coronavirus
(COVID-19)

Status updates and tips for UHFCU members. Also, order our masks!



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Featured Rate

5/5 Adjustable Rate Mortgage

Rate APR* Points
1.500% 2.757% 1.25%

Rates are accurate as of 10/15/2021 and are subject to change. NMLS #421550.



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Refer Friends for $50 + Enter Our Vegas Sweepstakes!

For a limited time, you and your friend will each receive $50 when you refer them to open a new UHFCU account + you'll automatically be entered to win a Vegas Vacation package valued at $1800!

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