Open New Account
Start your membership with a Savings account.
Add Deposit Account
Add deposit accounts in Online Banking. Log-in and click “Create Share”.
Save Today for Your Tomorrow
A new community and a new life of saving all starts here. Enjoy all the benefits of membership with Hawai’i’s leading credit union through a simple account that provides an easy way to save.
I have been a member for 25 years and have always been extremely well treated. Thank you!
- UHFCU Member
Plant the seeds of a bigger business with a Business Savings account.
| Account Name | Min. Balance to Earn Dividends | APY* | |
|---|---|---|---|
Savings |
$100.00 | 0.07% | Open Now |
Checking |
$0 | 0.03% | Open Now |
Warrior Savings** |
$0 - $50,000 | 1.00% | Open Now |
| Portion of balances over $50,000 | 0.07% | Open Now | |
Christmas Club*** |
$0 | 0.40% | Contact Us |
Special Savings |
$0 | 0.07% | Contact Us |
IRA Savings |
$0 | 0.30% | Contact Us |
Money Market |
$0 - $9,999 | 0.10% | Open Now |
| $10,000 - $24,999 | 0.15% | Open Now | |
| $25,000 - $99,999 | 0.30% | Open Now | |
| $100,000 - $199,999 | 0.50% | Open Now | |
| $200,000 and more | 0.50% | Open Now | |
Stack Up Savings |
$50,000-$99,999 | 1.25% | Open Now |
| $100,000-$249,999 | 1.50% | Open Now | |
| $250,000-$499,999 | 1.75% | Open Now | |
| $500,000 and more | 2.00% | Open Now |
*APY = Annual Percentage Yield. Dividends are credited and compounded monthly. This schedule is incorporated as a part of your account agreement with the UHFCU. Minimum balance requirements apply to daily balance. Rates are subject to change at any time as determined by the Board of Directors. Rates are accurate and effective as of 11/1/2022 and are subject to change without prior notice. Fees or other conditions could reduce the earnings on the account. If you have any questions or need current rate information, please call (808) 983-5500 or contact us through our Contact Us page.
**For Warrior Savings accounts, $500 minimum balance to open. Minimum and maximum balance requirements apply to daily balance. Dividends compounded and credited monthly. The interest rate and APY are subject to change. Other terms and conditions apply. Fees could reduce earnings on account.
*** For Christmas Club accounts, the entire balance, minus the required minimum opening deposit, will be transferred to your Savings account on or after November 1st and the account will remain open. Any balances exceeding $5,000.00 will revert to the Savings Account dividend rate. You may not make withdrawals from your Christmas Club accounts at any other time. If you wish to access the funds in your Christmas Club accounts, you may close it. If you close your Christmas Club accounts, you will be charged a fee of all accrued uncredited dividends. However, any accrued dividends will be paid to you if you close your account within seven (7) days of the date the account is opened.
$5 deposit to open and $100 to earn dividends.
APY = Annual Percentage Yield. Dividends are credited and compounded monthly. This schedule is incorporated as a part of your account agreement with the UHFCU. Minimum balance requirements apply to daily balance.
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