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Overview
Holiday Shopping Sweepstakes
Spend $1,000 with your UHFCU Credit Card for your chance to win a $500 Amazon Gift Card!
Learn MoreCredit Cards from UHFCU
From credit cards with cash rewards to credit cards with low interest rates and flexible travel rewards, UHFCU has the right credit card for your needs. Compare our cards below!
Already have a UHFCU Card?
Manage your UHFCU credit card activity day or night with our eZCard service. Easily view account information, review card activity, and make payments through this convenient online service.Choose the credit card that’s right for you!
Cash Wave Platinum Plus Cash Wave
Cash Back
Platinum Plus
Low Fixed Rate + Rewards
Apply NowRewards Rate
1.75%
on ALL purchases1 point
per dollar spentAnnual Fee
None None Balance Transfer Fee
None None Foreign Transaction Fee
None 1% Interest Rate
(APR*)
Variable
16.24% –
18.00%Fixed
9.99%Additional Benefits
- Auto Rental Insurance
- Return Protection
- Cellular Telephone Protection
- Travel and Emergency Assistance Services
- Emergency Roadside Dispatch
- Travel Accident Insurance
- Baggage Delay Reimbursement
- Purchase Security
- Extended Warranty Protection
- Trip Cancellation and Interruption
- Price Protection
- Lost Luggage Reimbursement
- Auto Rental Insurance
- Return Protection
- Cellular Telephone Protection
- Travel and Emergency Assistance Services
- Emergency Roadside Dispatch
- Travel Accident Insurance
- Baggage Delay Reimbursement
- Purchase Security
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Rates
Visa Cash Wave Rate
Rate Type APR* VISA® Cash Wave
Variable 16.24%1
17.74%1 or
18.00%1Apply Now Rates are accurate as of 11/23/2025 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Certain restrictions and promotional terms may apply.Visa Platinum Plus Rate
Rate Type APR* VISA® Platinum Plus
Fixed 9.99%1 Apply Now Rates are accurate as of 1/1/2025 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
* APR = Annual Percentage Rate
1 All loans are subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available, including a discount for automatic payment. Certain restrictions and promotional terms may apply. -
Calculator
Calculate Your Credit Card Payment
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FAQ
FAQs
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How do I register my credit card on eZCard?
- Visit eZCardinfo.com and click “Enroll Now”
- Enter your UHFCU Credit Card number and click “Begin Enrollment”
- Enter your Account Details including:
- Name
- Card Expiration Date
- Billing Zip Code
- Last 4 digits SSN or Tax ID
- Mother’s Maiden Name
- Birth Date
Click “Next”
- Choose your Username and Password. Click “Enroll Now”
- Complete Security Questions then click “Finish”
- Visit eZCardinfo.com and click “Enroll Now”
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Can I get a credit card if I don't have a credit history?
Yes, our VISA Platinum Plus Credit Card is a great way to build credit history for a young person with limited or no credit history.
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What should I do if I lose my credit card?
For Credit Cards, please call 833-541-0777 and report your card lost/stolen.
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How do I start earning rewards?
Platinum Plus cardholders must register their Credit Card at www.scorecardrewards.com in order to start earning points. Point balances and redemption options are also available on this website.
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What if I haven't received my credit card yet?
Our Credit cards usually take 7-10 business days to arrive at the destination. Therefore, if you have not received your card after 10 days, please report your card lost/stolen. For Credit Cards, please call 1-800-442-4757 and report your card lost/stolen. Another card will be mailed to you.
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How do I register my credit card on eZCard?
Holiday Shopping Sweepstakes - $500 Amazon Gift Card
1 NO PURCHASE OR CREDIT UNION TRANSACTION NECESSARY TO ENTER OR TO WIN. Sweepstakes runs 11/1 – 12/31/25. Primary cardholders will receive one (1) entry after they use their UHFCU credit card to make at least one thousand dollars ($1,000) in purchases between 11/1/25 and 12/31/25. Primary cardholders will receive one (1) additional entry for making at least one thousand dollars ($1,000) in purchases between 11/1/25 and 12/31/25. Up to two (2) entries per card. Balance transfers, cash advances, and returns do not qualify. Account must be opened and in good standing as of 12/31/25 to qualify. Three (3) winners will receive a $500 Amazon Gift Card. Additional restrictions may apply. Offer and terms subject to change without notice. This sweepstakes is in no way sponsored, endorsed, or associated with Amazon.com. Please visit a branch or click here for the full Official Rules.
*Annual Percentage Rate (APR). Accurate as of 11/23/25
