Choose one or both!
Thanks to your outstanding credit history, you’re pre-approved by the University of Hawai`i Federal Credit Union (UHFCU) for a personal loan up to 60 MONTHS – lowering your payments.*
Plus, we’ll give you a $100 CASH REWARD when you open a Checking account with promo code “SCORE100”, use your Debit Card to make 5+ purchases for $50, and enroll in e.Statements!
Such amazing rates and awesome customer services! They were very informative every step of the way.- UHFCU Member
Pre-Approved Loan Discount FAQs
- How do I redeem my pre-approved loan?
- How do I redeem my $100 cash reward?
Do I need to apply for a loan to get the $100 reward?
No! You can redeem your $100 reward without applying for a loan.
- Complete five (5) UHFCU debit card purchases totaling at least $50, AND
- Enroll in Estatements
*Annual Percentage Rate. 1.00% discount off qualifying rate applies to respondents with credit scores 625 and above. Additional rate discount available for automatic payment from a UHFCU checking account. This offer requires a minimum $1,000 loan amount with a maximum loan amount of $25,000. Offer begins 1/1/23 and ends 2/28/23. Loan must fund by 3/4/23. Rate may vary depending on each individual’s credit history and underwriting factors. Rates range from 3.99% APR to 16.75% APR. Payment example (based on A+ borrower with automatic payment): Loan amount of $5,000 at 6.74% for 60 months would have a monthly principal and interest payment of $98.00. Rates, programs, and conditions are subject to change based on market conditions and borrower eligibility. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply. Not all respondents will qualify for this offer. You must be eligible for membership in UHFCU to qualify for a personal loan.
**Offer valid from 1/1/23 through 2/28/23. To qualify, you must register in-branch or online at referlive.com/uhfcuoffers using promo code “SCORE100”. Receive a $100 Visa® Reward Card when you open a new checking account and complete the following within 60 days of account opening: 1) Complete five (5) UHFCU debit card purchases totaling at least $50 AND 2) Enroll in e.Statements. This offer is available to new UHFCU members who open a new UHFCU checking account within the promotional period (Note: Existing members should ask about our Referral Program!). Membership eligibility requirements apply. Accounts must be in good standing at the time of qualification and reward distribution to receive a reward card. The primary owner of the new account must have a social security number on file. Reward will be granted to primary owners only. One reward per account only. Allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements. Reward Card may be reported as income to the IRS. Recipient is responsible for any federal, state, and/or local taxes on reward items. May not be combined with any other offer. Terms and conditions are subject to change at any time without notice. Certain restrictions may apply.