• Overview

    0.00% APR* for 6 Months + $50 Bonus1!

    Hurry! Offer expires November 30, 2025.

    Apply Now Use the Reservation # on your letter to accept this limited-time offer! Subject to credit approval.

    Congratulations! You may be eligible for a UHFCU Cash Wave Credit Card and this exclusive introductory offer. Take a look!

    • 0.00% Introductory APR* for 6 months on all purchases. After that your APR will be 16.49%-18.00%.
    • PLUS, get a $50 bonus1 when you spend $2,000+ within 60 days of opening account.
    • No annual, foreign transaction, or balance transfer fees.
    • Cash Wave Credit Card – Earn unlimited 1.75% cash back on your purchases!

    • Hurry! This offer expires November 30, 2025

    Apply Now
    • How do I accept this intro offer?

      Accept your special intro offer in one of three ways:

      1. Online: Click here to apply now. Use the unique Reservation # on your letter when prompted.
        1. Select a Purpose: Cash Wave Card
        2. Credit Card Type: CREDIT CARD
        3. Do you have a Reservation #? Yes
      2. By Mail: Complete and mail your Credit Card Certificate using the included pre-paid envelope.
      3. By Phone: Call (808) 983-5500 to accept.

      Offer ends November 30, 2025

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  • FAQ

    Cash Wave Intro Offer FAQs

    • How do I accept this intro offer?

      Accept your special intro offer in one of three ways:

      Online: Click here to apply now. Use the unique Reservation # on your letter when prompted.

      By Mail: Complete and mail your Credit Card Certificate using the included pre-paid envelope.

      By Phone: Call (808) 983-5500 to accept.

      Offer ends November 30, 2025

       

    • Does the 0.00% Intro Rate apply to purchases?

      YES! Simply accept this offer by November 30, 2025, and receive a 0.00% introductory APR for purchases for up to 6 months.* PLUS, there’s no balance transfer fee!

1) Terms and Conditions - Special promotion event dates 10/1/2025 - 11/30/2025. $2,000 minimum spend threshold applies to all finalized qualifying transactions after returns made, during the first 60 days of account opening. Please allow for up to two billing cycles for bonus points, or cash back to be awarded to your account. If you have any questions regarding your ScoreCard® Rewards account or point balance, or cash back contact ScoreCard® Rewards Customer Service at 1-800-854-0790.

* Annual Percentage Rate (APR). Introductory rate good until the first day of the billing cycle that includes the 6-month anniversary date of the opening of your account. Cardholder benefits are subject to change without notice. Offer expires on November 30, 2025.

Credit card approval depends on creditworthiness and other qualifications. Rates, terms and conditions are subject to change without notice.

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