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Overview
Good News: You're already pre-approved!
Thanks to your outstanding credit history, you’re pre-approved by the University of Hawai`i Federal Credit Union (UHFCU) for a personal loan up to 60 MONTHS at limited-time-only, discounted rates.*
NO CREDIT PULL REQUIRED! And, in most cases, you’ll receive the funds the same day you bring your letter to any UHFCU branch.*
Bring your pre-approval letter to any UHFCU Branch to redeem your Personal Loan discount!
- Get pre-approved FAST CASH between $1,500 to $5,000*
- Low, fixed interest rates
- Up to 5 year terms
- Redeem your offer at any UHFCU Branch
- Offer ends August 11, 2025
Such amazing rates and awesome customer services! They were very informative every step of the way.
- UHFCU Member -
FAQ
Pre-Approved Loan Discount FAQs
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How do I redeem my pre-approved loan?
Bring your pre-approval letter to any UHFCU Branch to redeem your Personal Loan discount!
- Get pre-approved FAST CASH between $1,500 to $5,000*
- Low, fixed interest rates
- Up to 5 year terms
- Redeem your offer at any UHFCU Branch
- Offer ends August 11, 2025
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How do I redeem my pre-approved loan?
*APR = Annual Percentage Rate. Discounted rate applies to 60-month (or less) Personal Loan and is the lowest rate available. Automatic payments are required to earn the fully discounted rate. $25,000 maximum loan amount. New or existing UHFCU Checking account required to qualify for special rate. Offer begins 7/1/25 and ends 8/11/25. Loan must fund by 8/11/25. This offer requires a minimum $1,000 loan amount. Credit will be pulled if requesting more than the pre-approved amount. Rate may vary depending on each individual’s credit history and underwriting factors. Payment example (based on qualifying guidelines with automatic payment): Loan amount of $5,000 at 6.00% for 60 months would have a monthly principal and interest payment of $96.66. Rates, programs, and conditions are subject to change based on market conditions and borrower eligibility. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply. Not all respondents will qualify for this offer. You must be eligible for membership in UHFCU to qualify for a personal loan. Same-day funding possible for offer acceptances received prior to 4pm each business day, Monday through Friday, and 12pm on Saturday. Subject to meeting credit underwriting criteria. Other factors and restrictions may apply.
