$100 New Member Reward

2 *Offer valid from 8/1/22 through 12/31/22. To qualify, you must register in-branch or online at www.referlive.com/uhfcuoffers using promo code “SCORE100”. Receive a $100 Visa® Reward Card when you open a new checking account and complete the following within 60 days of account opening: 1) Complete five (5) UHFCU debit card purchases totaling at least $50 AND 2) Enroll in e.Statements. This offer is available to new UHFCU members who open a new UHFCU checking account within 90 days of establishing membership (Note: Existing members should ask about our Referral Program!). Membership eligibility requirements apply. Accounts must be in good standing at the time of qualification and reward distribution to receive a reward card. The primary owner of the new account must have a social security number on file. Reward will be granted to primary owners only. One reward per account only. Allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements. Reward Card may be reported as income to the IRS. Recipient is responsible for any federal, state, and/or local taxes on reward items. May not be combined with any other offer. Terms and conditions are subject to change at any time without notice. Certain restrictions may apply.

High-Yield Savings

**$500 minimum balance to open. Minimum and maximum balance requirements apply to daily balance. Dividends compounded and credited monthly. One free withdrawal per calendar quarter. A withdrawal fee may apply thereafter. The interest rate and APY are subject to change. Other terms and conditions apply. Fees could reduce earnings on account.

Lowest Fees/Member

***Based on general fee data using publicly available data from the NCUA (https://mapping.ncua.gov/ResearchCreditUnion.aspx). Calculated by dividing the total amount of fee income generated by the total number of members. We compared our average fees/member to the top-5 largest Hawai`i credit unions in terms of asset size. NMLS #421550.