*APR = Annual Percentage Rate. Balance transfers must be made between January 1, 2023 and March 31, 2023. The promotional APR of 5.9% will remain through your statement ending October 2023. After that your rate will revert to the standard Retail/Purchase APR. We will begin charging interest on the transaction date. Your account must be in good standing and the financial institution reserves the right to return any item on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. You will not be eligible for a grace period on new purchases as long as any promotional balance is outstanding. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied per your card payment allocation previously disclosed in your account terms.

Balance Transfers are processed in accordance with your Credit Card Agreement and are subject to credit availability. If you request a balance transfer to be made, you should not rely on a balance transfer to be made by any particular date. Although most balance transfers will be made sooner, it could take up to four weeks before payment to your other account is made. Accordingly, you should continue to make all required payments to your other accounts until you confirm that the balance transfer has been made. Balance transfers may not exceed your available credit. If you transfer a balance that contains a dispute with a creditor, you may lose certain dispute rights. When you transfer a balance using this form, the amount transferred will be treated as Cash. Please refer to your Credit Card Agreement to determine your Cash Advance Annual Percentage Rate. Any balance transfer processed online will post at the standard balance transfer rate. Balance transfers at promotional rates cannot be processed online. There is no grace period for balance transfers. For specific information about the costs, please call 808-983-5500 or 1-800-927-3397.