Join and Get $10!*
Chances are YOU are eligible!
- All University of Hawai`i system students, faculty, staff, alumni and their families are eligible! Click here to see full eligibility
- Get $5 when you open a Savings
- Get $5 when you open a Checking
- Promo Code: HI55-SOCIAL
- Redeem online or at any branch!
- PLUS, get automatically entered for a chance to win Disney+ for a year!**
Save like a Warrior Today!
Hawaii's first high-yield savings account!Learn More
Account Name Min. Balance to Earn Dividends APY*
$100.00 0.07% Open Now
$0 0.03% Open Now
$0 - $50,000 1.00% Open Now Portion of balances over $50,000 0.07% Open Now
$0 0.40% Contact Us
$0 0.07% Contact Us
$0 0.30% Contact Us
$0 - $9,999 0.10% Open Now $10,000 - $24,999 0.15% Open Now $25,000 - $99,999 0.30% Open Now $100,000 - $199,999 0.50% Open Now $200,000 and more 0.50% Open Now
Stack Up Savings
$50,000-$99,999 1.25% Open Now $100,000-$249,999 1.50% Open Now $250,000-$499,999 1.75% Open Now $500,000 and more 2.00% Open Now
*APY = Annual Percentage Yield. Dividends are credited and compounded monthly. This schedule is incorporated as a part of your account agreement with the UHFCU. Minimum balance requirements apply to daily balance. Rates are subject to change at any time as determined by the Board of Directors. Rates are accurate and effective as of 11/1/2022 and are subject to change without prior notice. Fees or other conditions could reduce the earnings on the account. If you have any questions or need current rate information, please call (808) 983-5500 or contact us through our Contact Us page.
**For Warrior Savings accounts, $500 minimum balance to open. Minimum and maximum balance requirements apply to daily balance. Dividends compounded and credited monthly. One free withdrawal per calendar quarter. A withdrawal fee may apply thereafter. The interest rate and APY are subject to change. Other terms and conditions apply. Fees could reduce earnings on account.
*** For Christmas Club accounts, the entire balance, minus the required minimum opening deposit, will be transferred to your Savings account on or after November 1st and the account will remain open. Any balances exceeding $5,000.00 will revert to the Savings Account dividend rate. You may not make withdrawals from your Christmas Club accounts at any other time. If you wish to access the funds in your Christmas Club accounts, you may close it. If you close your Christmas Club accounts, you will be charged a fee of all accrued uncredited dividends. However, any accrued dividends will be paid to you if you close your account within seven (7) days of the date the account is opened.
Social Media Promo FAQs
Who is eligible for this promotion?
This promotion is available to any new members within the Field of Membership* including:
- Faculty and Staff of the University of Hawai`i system
- Students and Alumni of the University of Hawai`i system
- UH Alumni Association members and UH Board of Regents
- Employees of and students attending Kuhio Elementary, Lunalilo Elementary, Ala Wai Elementary, President George Washington Middle School, or the University Laboratory School
- Immediate family and household members of persons in Field of Membership
*UHFCU employees are not eligible for this promotion.
How do I get the $10?
Redeem the coupon code online or at any branch when opening your new account(s). $5 cash reward for new member Savings account. Additional $5 cash reward for new member Checking account. The cash rewards will be directly deposited into your new respective account(s) immediately.
- Who is eligible for this promotion?
*Coupon code required. Offer begins 1/1/21 and expires 12/31/21, is not transferable, and cannot be combined with any other offer. $5 cash reward for new member Savings account. Additional $5 cash reward for new member Checking account. The cash rewards will be directly deposited into the new respective account(s) immediately. All accounts subject to approval and applicable fees. One coupon per member. Consumer accounts only. Offer subject to change at any time without notice. Certain restrictions apply. Terms, conditions, and fees for accounts, products and services are subject to change. No cash value. UHFCU employees are not eligible for this promotion.
**NO PURCHASE OR CREDIT UNION TRANSACTION NECESSARY TO ENTER OR TO WIN. Receive one (1) entry to win Disney+ for a year after opening a new member Savings account with the promo code, HI55-SOCIAL, by September 30, 2021. Must be a resident of the State of Hawai`i and eighteen (18) years of age or older with a valid Social Security Number as of September 30, 2021, to enter. Limit one entry per person.