1. Keep you credit card out of children’s reach
   When you leave your child home alone for a few hours, you might mention in passing to not burn the house down. But what happens when said child uses your credit cards in your absence? Someone was definitely grounded in that household. Your kids likely do not understand all of the intricacies of credit and could leave you with a hefty bill.
2. Don’t give out your information over the phone
   If it’s too good to be true, then it likely is. This person learned a valuable lesson about giving information over the phone. Don’t do it. This one merits a palm to the face.
3. Don’t click on credit related pop-ups, or any pop-ups for that matter
   Internet pop-ups are deviously designed to download viruses and other malware onto your computer. If you value your privacy, turn on “Pop Up Blocker” in your browser.
4. Check your credit report frequently as a safeguard against identity theft
   Imagine applying for a checking account and finding out that your social security number is already in use. Your credit report is essentially a biography of your life. Use it to your advantage when you suspect identity theft.
5. Don’t be lured in by any free trials or offers
   There are sites that claim to offer free credit reports, but if you’re not careful you could end up paying for it. The 2003 Fair and Accurate Credit Transactions Act gives consumers the right to get a free credit report every year from each of the three credit bureaus — TransUnion, Equifax and Experian — through AnnualCreditReport.com. If you’re signing up for a “free trial” that requires credit card information, chances are you’re on the wrong site.
6. Be careful about giving your account information to anyone
   Unless there is a very good reason, be wary about granting another person access to your financial accounts, especially a stranger. Stranger-danger is still real well into adulthood. Even family members can unknowingly (or purposely) cause credit card issues.

Reference
www.msn.com.