Everyone approaches frugality with their own flavor on it. However, there are some things frugal people never do. Frugality has been introduced previously. It’s more of a being there and done that with different approaches for different people. You can be frugal even if you don’t make your breakfast, grow most of your food, make all your gifts, and create all your forms of fun.

Frugal people can — and do! — eat in restaurants, buy cars, take vacations, pay for streaming services, and always splurge on things. They do it carefully. With lots of information about saving money, we can make informed choices about our money. Here are some of the things that intelligent, frugal people never do.

1. Carry a Credit Card balance
   An ongoing rumor is that carrying a credit card balance improves your credit score. It. Does. NOT. Outstanding balances on credit cards can even affect your credit score, and this effect is most drastic once balances exceed about 30% of a card’s borrowing limit. Those with the highest credit scores tend to keep credit utilization below 10%. Maintaining a zero balance by paying off all purchases each month is best. Carrying a balance means paying unnecessary interest and may indicate living beyond your means.
2. Ignore your health
   Would you ignore that funny sound under the hood or take the car to a mechanic? The same rule applies to your health. An annual wellness checkup can catch a small problem before it becomes more prominent. For example, suppose that the headache you keep ignoring is worse; if a diet change doesn’t work, try other methods, or you could keep ignoring it, leading to problems. Please pay attention to your health and don’t ignore it.
3. Buy now, pay later
   Buy now, pay later services — commonly referred to as BNPL — let you split the cost of a purchase into several payments. Four interest-free biweekly payments are a standard plan. This could be a lifesaver in rare circumstances, such as when a teen grows out of shoes before a single parent can save enough money to pay cash. Yet, this approach could lead parents to buy only at retailers that use BNPL rather than shop around for the best deal. Returns can be complicated, and you may not have the same dispute protection you’d get with a credit card. Most importantly, though, BNPL plans help you develop an instant gratification habit. Instead, adopt the intelligent, frugal habit of skipping BNPL plans and sticking to your budget.
4. Pay bills late
   On-time bill payment is the most significant factor determining your credit score. Your score will take a hit if a bill is more than 30 days late. A bill only a few days late probably won’t affect your score, but you’ll have to pay a late fee. Save your hard-earned money on late payments. Don’t let either of those things happen. Automate your bills; if you must do it manually, set up a foolproof routine to make those payments on time.
5. Toss something that can be repaired, reused, or sold
   Frugal people don’t automatically throw things away or put them out on the curb. They get creative – and sometimes they even get paid.
   Any older phone that no longer meets your needs could be someone else’s lifeline. Some videos or DIY articles will help you tune up that worn-out table. Once you finish your large jug of lemonade, use the container to store dry foods instead of buying expensive storage jars.
   You can make some money at this, especially on electronics or good-quality clothing.

Reference
https://www.moneytalksnews.com/slideshows/things-frugal-people-never-do/.