Locations Contact
      • Credit Cards
      • Personal Loan
      • Line of Credit
      • UH New Hire LOC
      • Auto Loan
      • Mortgages
      • Home Equity
      • Loan Rates
      • Checking
      • Debit Card
      • Savings
      • Warrior Savings
      • Stack Up Savings
      • IRA
      • Christmas Club
      • Certificates
      • Money Market
      • Savings Rates
      • Certificate Rates
      • Online Banking
      • Mobile Banking
      • Online Bill Pay
      • Mobile Wallet
      • Direct Deposit
      • Wire Transfers
      • Forms & Documents
      • Loan Review
      • Investment Services
      • Insurance
      • Zogo Financial Education
      • Quick Tips
      • Calculators
      • Home Loan Center
      • Branches
      • Shared Branching
      • ATMs
      • Campus Visits
      • What Makes Us Special
      • News and Events
      • Newsletters
      • Annual Reports
      • Contests
      • Scholarship
      • Workshops
      • Member Perks
      • Refer-A-Friend
      • Careers
      • Contact Us
Contact & Locations I Want to Join!

10 Ways to Live the Big Life on a Small Budget

  • Overview

    10 Ways to Live the Big Life on a Small Budget

    1. Eat Well on Less
      If you’re wondering how to live on a budget but still eat well, scope out nearby farmer’s markets to find local, quality produce. You’ll get the best prices by stocking up on what’s in season and shopping at the end of the day when farmers are more likely to discount their remaining supply.
    2. Take Advantage of Nature for Exercising
      Take advantage of the world around you and work out for free. Go for a run, walk, hike or swim, depending on where you live. The chances are that the scenery outside beats the view of the wall at your local gym. Enjoy the beaches and hikes Hawai’i has to offer.
    3. Consider Alternative Accommodations
      When you’re traveling on a budget, remember that a hotel is not the only option for lodging. Consider alternatives like Airbnb, Couchsurfing and Home Exchange to save money. They’re often more cost-effective and almost always offer a unique experience.
    4. Take Short Trips Instead of Long Vacations
      Instead of taking an extended vacation, you might find more sustainable enjoyment by taking short trips more often. Sprinkle a few long-weekend getaways into your calendar. You might also find it easier to unplug from work if you’re getting away for just a few days, rather than a week or more.
    5. Don’t Write Off Discount Stores
      Don’t write off discount stores for finding items like designer jeans and bags. To locate the best deals in these shops, stick to quality items when sifting through the clearance racks. Additionally, bargain shoppers should check for potential design flaws before making purchases.
    6. Look for Other Free Entertainment
      There are so many free things to do. You just have to find them in your local area. You might be surprised by what you can find just by searching online for free events in your city. You can also look for freebies by inquiring at your local library or checking the events calendar on your local park’s website.
    7. Embrace Secondhand and Vintage Home Stylings
      You can furnish your home for far less if you’re willing to embrace secondhand and vintage furniture instead of buying brand-new items. These used pieces will come with their own character and charm and can add to the unique, HGTV-worthy look of your home.
    8. Give Back to Others
      Live rich by sharing the wealth. Donate your time, money, and talents, and you’ll get them back in various ways. Even if cash is tight, you can still have an impact by volunteering for a cause that’s meaningful to you or donating clothing you no longer need. You can also regift rewards such as hotel loyalty points to programs like Make-A-Wish.
    9. Make Money With Your Bank Accounts
      Everyone needs somewhere to put their money, but there are options and then there are smarter options. Before picking an account or if you’re looking for a better one, shop around and find one that maximizes your money by helping you organize and grow it.
    10. Use Reward Credit Cards
      You can make many items on your wish list more affordable by using a credit card that offers rewards. Just make sure you are using your credit card wisely; you don’t want to end up in debt to afford your big lifestyle.

    Reference
    https://www.gobankingrates.com/saving-money/budgeting/ways-live-big-life-small-budget/.

    Related Topics

    • 10 Retirement Planning Mistakes That Waste Your Money
    • 10 Painless Ways to Save Money in 2022

Call us: (808) 983-5500

Contact Locations

Routing Number: 321379656

Careers Forms & Documents
Follow us Facebook Follow us Instagram Follow us on Youtube
  • © 2025 University of Hawai’i Federal Credit Union - All Rights Reserved
  • Privacy Policy
  • Sitemap

Federally insured by NCUA. We do business in accordance with the Federal Fair Housing Law.

UHFCU's Commitment to the Community

  • University of Hawai'i System
  • University of Hawai'i Athletics
  • Hawaii's Best Kaleo Best of UH
NCUA Equal Housing Lender

Leaving Our Website

Attention! You are now leaving the University of Hawaii Federal Credit Union website. The University of Hawaii Federal Credit Union (UHFCU) does not control the security or privacy practices used at the following website. Periodically, UHFCU's website may include information from third parties and/or links to other websites. UHFCU does not make any warranties, express or implied, regarding any third party information or links to alternate websites. In addition, UHFCU assumes no responsibility for the accuracy or reliability of the content provided by third parties. If you click "CONTINUE", an external website will be opened in a new browser window. If you click "CANCEL", you will be returned to the UHFCU website.


Bank Login

Forgot Password
Enroll

Search