UHFCU Privacy Policy

Find out how we collect, use, share and protect information about you below or:

Download Privacy Policy PDF

 


Facts

What does University of Hawai`i Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • checking account information and credit history
  • payment history and transaction or loss history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons University of Hawai`i Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does UHFCU share? Can you limit this sharing?

For our everyday purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes No

For our marketing purposes –

to offer our products and services to you

Yes No

For joint marketing with other financial companies

Yes No

For our affiliates’ everyday business purposes –

information about your transactions and experiences

Yes No

For our affiliates’ everyday business purposes –

information about your credit worthiness

No We don’t share

For our affiliates to market to you

No We don’t share

For our nonaffiliates to market to you

No We don’t share

What we do

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
– Our affiliates include financial companies, such as HI CUSO, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
– University of Hawai`i Federal Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
– Our joint marketing partners include insurance companies and financial advisors.

Image Collection and Usage

Our banking app may collect and utilize user images for various purposes aimed at enhancing user experience and providing specific functionalities. Users maintain control over the camera access and usage within the app. Camera access is explicitly requested when the app requires image capture for any functionality. Users can enable or disable camera access at any time through the app’s settings. Disabling camera access will prevent the app from utilizing the camera for any functionality requiring image capture. We are committed to protecting the privacy and security of our users’ information. Any images collected are used solely for the intended purposes outlined above and are not shared with any unauthorized parties. By using our app, you consent to the collection and usage of images as described in this privacy policy.