Offer valid from 1/1/26 through 12/31/26. To qualify, you must register in-branch or online at www.referlive.com/uhfcuoffers using offer code “SCORE100”. Receive a $100 Visa® Reward Card when you open a new checking account and complete the following within 60 days of account opening: 1) Complete five (5) UHFCU debit card purchases totaling at least $50 AND 2) Enroll in e.Statements. This offer is available to new UHFCU members who open a new UHFCU checking account within 90 days of establishing membership (Note: Existing members should ask about our Referral Program!). Membership eligibility requirements apply. Must be 18 years or older to participate. Accounts must be in good standing at the time of qualification and reward distribution to receive a reward card. The primary owner of the new account must have a social security number on file. Reward will be granted to primary owners only. One reward per account only. Allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements. Reward Card may be reported as income to the IRS. Recipient is responsible for any federal, state, and/or local taxes on reward items. May not be combined with any other offer. Terms and conditions are subject to change at any time without notice. Certain restrictions may apply.

*Annual Percentage Yield (APY). $1,000 minimum balance. Unless otherwise paid, dividends will be credited and compounded monthly. Fees or other conditions could reduce earnings on the account. A penalty may be imposed for withdrawals before maturity. Rate is accurate and effective as of 1/21/26 and subject to change without prior notice. While supplies last.

1) Limit one (1) dollar coin per member. Must open a new 11-Month or 16-Month Special Certificate at the UHFCU Mānoa Marketplace branch with a minimum deposit of $1,000 during the promotional period to qualify. Golden dollar coin is awarded at the time of certificate opening and must be claimed in person at the Mānoa Marketplace branch. UHFCU reserves the right to change or cancel this promotion at any time. While supplies last.

2) NO PURCHASE NECESSARY OR CREDIT UNION TRANSACTION NECESSARY TO ENTER OR TO WIN. Must open a new 11-Month or 16-Month Special Certificate at the UHFCU Mānoa Marketplace branch with a minimum balance of $5,000 from another financial institution during the promotional period to be automatically entered to win 377 golden dollar coins. Limit one (1) entry per member. UHFCU reserves the right to change or cancel this sweepstakes at any time. While supplies last. Click here for the official rules.