• Overview

    LOWER FEES than all the rest!

    Yes, you read that right!

    UHFCU members pay the lowest banking fees – by far – among the top banks and credits unions. It’s one of the many ways we show appreciation to our loyal members.

    Dare to Compare!

    Financial Institutions Fees/Member*
    National Credit Unions $71
    Banks $167**

    UHFCU

    		 $15

    View Full Fee Schedule

    Bank Smart and Score $100!

    Score $100 when you open and use a new UHFCU Checking account!

    Learn More

*Based on general fee data as of year-end 2025 using publicly available data from the NCUA (https://mapping.ncua.gov/ResearchCreditUnion.aspx). Calculated by dividing the total amount of fee income generated by the total number of members. Average fees/member of the top-3 largest Hawaii credit unions in terms of asset size. **Based on a 2025 MoneyRates Checking Account Fee Survey (https://www.moneyrates.com/research-center/bank-fees)

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