Protect yourself and your family with Loan Insurance.

• Protect yourself financially during life’s unpredictable moments.
• Affordable coverage included in your monthly loan payments.

Debt Protection

Unexpected life events are inevitable, and for many may lead to unfortunate financial situations. With the UHFCU Debt Protection program, benefit from the peace of mind knowing you and your family are protected during times of hardship.

Under the Debt Protection program, your loan balance may be canceled or your monthly loan payments canceled without penalty or added interest. Safeguard your family and your future today. Call or Visit to learn more.

Definitions of Coverage

1. Death – Give your family time to get back on their feet financially.- All Plans: Cancel the remaining loan balance as of the date of death (up to $75,000).
2. Disability – Help avoid bills piling up as you try to regain your health and earning capacity. Use this benefit as a supplement to any disability coverage you may have at work.- Plans 2 and 3: Cancel up to 12 payments per occurrence (aggregate maximum of $15,000, up to $1,000 per month).
3. Involuntary Unemployment – Ensure your loan payment will be taken care of as you search for new employment.- Plan 3: Cancel up to 6 payments per occurrence (aggregate maximum $15,000, up to $1,000 per month).

GAP (Guaranteed Asset Protection) Advantage

Protect the value of your vehicle with GAP Advantage. GAP Advantage covers the “gap” between the vehicle’s value and the amount you still owe in the event your vehicle is stolen or totaled in an accident. Call or visit to learn more.

Mechanical Breakdown Protection

A comparable, more affordable version of your auto dealer’s extended warranty, Mechanical Breakdown Protection by Mercury extends coverage to virtually all mechanical and electrical components of your vehicle. Call or visit to learn more.