Updated: September 25, 2025
Beware of ATM Deposit Scams
Customers on Oahu have reported being approached at ATMs by individuals asking them to deposit a check in exchange for cash.
How a Scam Message May Start
Fraudsters share a sob story or claim to have an urgent emergency, and offer a “cash tip” as incentive. In one common scenario, the suspect provides a check for $500, and asks the customer to deposit it into their account. The ATM receipt will show the funds have been added, and the customer then withdraws $500 in cash to give to the scammer. In return, the scammer gives the customer $100. Within a day, however, the deposited check is returned because it was drawn on a closed account — and the customer loses $400 from their own account.
What’s Important to Know
- Never conduct financial transactions on behalf of strangers.
- Do not accept or deposit checks you do not know and trust.
- Report suspicious activity immediately to your financial institution.
Many have fallen victim to this scam, and banks and credit unions are urging customers to remain vigilant.
Suspicious activity can be reported anonymously to CrimeStoppers at 808-955-8300 or via the P3 Tips app.
