* Annual Percentage Rate. Offer covers all UHFCU Platinum Plus purchases made from 11/1/18 through 12/31/18. Promotional rate does not apply to cash advances and balance transfers. The 4.99% promotional rate will apply to the balance of purchases made during the promotional period until 12/31/19. For purchases made outside of the promotional period, our standard APR, currently 8.50%, will apply. Accounts 30 days (or more) delinquent as of 11/1/18 will not qualify for the promotional rate. Additional restrictions may apply. Offer, terms, and rate subject to change without notice.