Must apply at the UHFCU Kapolei Commons branch between 6/21/23 – 7/31/23 to qualify. UHFCU will match any 24 month, 36 month, or 60 month terms from a bank or credit union with a branch located on the island of Oahu as low as 4.00% APR (Annual Percentage Rate). Proof of advertised rate required. Loan must fund and record within 45 days of application being submitted. Refinancing of existing UHFCU mortgages, home equity loans or lines-of-credit, credit card, or other loans and lines-of-credit do not qualify for the offer. Offer, terms, and rate subject to change without notice. NMLS #421550.

NO PURCHASE OR CREDIT UNION TRANSACTION NECESSARY TO ENTER OR TO WIN. Contest runs 6/21/23 – 7/31/23. Must be a resident of the State of Hawai`i and eighteen (18) years of age or older as of July 31, 2023, to enter. In addition, to qualify for entry, you must register for the contest. Automatically receive five (5) entries when you 1) Follow UHFCU on Instagram, Facebook or TikTok, 2) Post a photo/video in front of our ‘Chargin’ Forward’ mural at the UHFCU Kapolei Commons Branch, and 3) Tag UHFCU and use the hashtag #CharginForward on your post. Receive one (1) additional entry when you enter at any branch. Limit one entry per branch. Up to 9 entries total. One (1) winner will receive a 2-night hotel room accommodation at the Hilton Hawaiian Village. Must be redeemed by March 2024. Blackout dates may apply. Prize is not redeemable for cash. This promotion excludes UHFCU employees, Board of Directors, and Volunteers, as well as their spouses, dependent children or household members. This promotion also excludes employees of iHeartMedia, its advertising agencies and their families. Terms and conditions subject to change without notice. For the complete sweepstakes rules, click here.

Annual Percentage Rate (APR) is the lowest rate available. Percentage includes 1.00% reduction for applying at our Kapolei Commons Branch. Automatic payment is NOT required for this discount, nor does having automatic payment result in a further discount. Applications must be submitted in person at our Kapolei Commons Branch to qualify for this promotion. Sample monthly payment on a $10,000 loan with 3.75% APR for 36 months would be $294.13. Higher rates may apply depending on term and credit history. Applications must be received between 7/1/23 and 7/31/23. Loan must fund by 8/14/23 and can be used for new or pre-owned vehicle purchases at any dealership or to refinance an existing auto loan with another financial institution. Up to 60-month term. All loans subject to standard underwriting guidelines and approval. Rates and offer are subject to change without notice. Certain terms, exclusions, and conditions may apply.