Skip-A-Pay: Mortgages

*To qualify for this optional benefit, members must notify us, be in good standing and indicate a loss of income or income interruption due to the COVID-19 pandemic. Members may choose to defer their next monthly payments up to 90 days. Deferring a loan payment will result in an extension of the original loan term and that interest will continue to accrue at the rate disclosed in the member’s original loan agreement. No late charges will be imposed during the skip period. Monthly premiums for Debt Protection will continue to be added to the loan during the month skipped. Not including taxes and insurance. Programs, terms, and conditions are subject to change at any time without notice. Other factors and restrictions apply.

Skip-A-Pay: Personal Loan, Auto Loan, Line-of-Credit, HELOC

**To qualify for this optional benefit, members must notify us, be in good standing and indicate a loss of income or income interruption due to the COVID-19 pandemic. Deferring a loan payment will result in an extension of the original loan term and that interest will continue to accrue at the rate disclosed in the member’s original loan agreement. No late charges will be imposed during the skip period. Monthly premiums for Debt Protection will continue to be added to the loan during the month skipped. For vehicle loans, GAP and/or Warranty Coverage will not be extended beyond the original maturity date. Programs, terms, and conditions are subject to change at any time without notice. Other factors and restrictions apply.

Skip-A-Pay: Credit Cards

***To qualify for this optional benefit, members must be in good standing and indicate a loss of income or income interruption due to the COVID-19 pandemic. Available for May, June, and July purchase cycles. Accounts set up with autopay will be excluded. Zero balance accounts and those with statement holds will be excluded. Delinquent and over limit accounts will be included. Late fees (if used) will not be assessed due to the waived payment; however, if the account is carrying over a previous delinquent balance, a fee will be assessed. Interest charges will continue to accrue at the normal rate. Programs, terms, and conditions are subject to change at any time without notice. Other factors and restrictions apply.

COVID-19 Emergency Assistance Loan

****Annual Percentage Rate. To qualify for this optional benefit, members must notify us, be in good standing and indicate a loss of income or income interruption due to the COVID-19 pandemic. 1.00%-1.99% rate applies to the 12-month (or less) Personal Loan. Previously established direct deposit required for lower rate. Loan amount will be a maximum of $1,000. Borrowers must provide evidence supporting their regular pay amount. Rates, programs, terms, and conditions are subject to change at any time without notice. Other factors and restrictions apply.