*APY = Annual Percentage Yield. Rates accurate as of 4/16/2018. Comparison of similar, standard rates. **APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 4/13/2018 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.