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Overview
Bump-Up Certificate
Give Your Rate a One-Time Boost!
Enjoy the safety and security of knowing your deposits are federally insured and will not lose value. Plus, lock in the current rate now, with the option of a one-time rate increase during your Bump-Up Certificate’s term. If interest rates go up, simply choose to bump up to a higher rate!
- 21 month term
- 2.20% APY
- $1,000 minimum balance
- Regular & IRA Certificates
- Option of a one-time rate increase
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Rates
Bump-Up Certificate Rates
Bump-Up Certificate** Min. Balance to Earn Stated APY APY* Regular 21-Month
$1,000.00 1.25% Contact Us Open Online
Log-in to Online BankingIRA 21-Month
$1,000.00 1.25% Contact Us Open Online
Log-in to Online Banking*Annual Percentage Yield (APY) accurate as of 7/1/2022. **$1,000 minimum balance. IRAs have contribution limits set by the Federal Government. Bump-Up Certificates allow a one-time rate increase corresponding with the current advertised 2-year fixed-rate UHFCU certificate. The new rate will remain in effect until the certificate maturity date. Dividends compounded and credited monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates or offers. Offer, terms, and rate subject to change without notice.
Regular Certificate Rates
Regular Certificates Min. Balance to Earn Stated APY APY* 6 to 11 months
$500.00 0.50% Contact Us 12 to 17 months
$500.00 0.65% Contact Us 18 to 23 months
$500.00 0.65% Contact Us 24 to 35 months
$500.00 0.85% Contact Us 36 to 47 months
$500.00 1.00% Contact Us 48 to 59 months
$500.00 1.00% Contact Us 60 months
$500.00 1.25% Contact Us * APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 8/26/2022 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
IRA Certificate Rates
IRA Certificates Min. Balance to Earn Stated APY APY* 12 to 17 months (IRA)
$500.00 0.65% Contact Us 18 to 23 months (IRA)
$500.00 0.65% Contact Us 24 to 35 months (IRA)
$500.00 0.85% Contact Us 36 to 47 months (IRA)
$500.00 1.00% Contact Us 48 to 59 months (IRA)
$500.00 1.00% Contact Us 60 months (IRA)
$500.00 1.25% Contact Us * APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the Certificate. Unless otherwise paid, dividends for all Certificates will be credited to your account and compounded monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of 8/26/2022 and are subject to change without prior notice. If you have any questions or need current rate information, please contact us.
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Calculator
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FAQ
Bump-Up Certificate FAQs
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When can I "Bump-Up" my rate?
You can bump-up your rate any time during your certificate term. Bump-Up Certificates allow a one-time rate increase corresponding with the current advertised 2-year fixed-rate UHFCU certificate. The new rate will remain in effect until the certificate maturity date.
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When can I "Bump-Up" my rate?
Annual Percentage Yield (APY) accurate as of 1/28/2019. $1,000 minimum balance. IRAs have contribution limits set by the Federal Government. Bump-Up Certificates allow a one-time rate increase corresponding with the current advertised 2-year fixed-rate UHFCU certificate. The new rate will remain in effect until the certificate maturity date. Dividends compounded and credited monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates or offers. Offer, terms, and rate subject to change without notice.
