*APR is Annual Percentage Rate. Rate quoted is in effect as of October 1, 2020. Applications must be received between October 1, 2020 and October 31, 2020. Loan must fund by November 15, 2020. Rates range from 1.55% APR to 12.65% APR. You have been pre-approved for the UHFCU minimum auto loan amount of $2,500. Rates and terms subject to change based on market conditions and borrower eligibility. Auto loans currently financed through University of Hawai`i Federal Credit Union are not eligible for the $250 offer. $250 offer applies to your Auto Loan referenced in the letter you received. Proof of lower interest rate or monthly payment required for $250 offer. Otherwise, estimation of interest rates based on credit report information will be used. Your monthly payment may be lowered by extending the term of the loan.

Available for vehicle model years 2013 and newer. Auto leases do not qualify for this promotion. Not all applicants will qualify for this rate. Your rate is determined by your credit history. Must meet credit union lending guidelines. You must be eligible for membership in University of Hawai`i Federal Credit Union to qualify for an auto loan. Rates, programs, terms, and conditions are subject to change based on market conditions and borrower eligibility. Certain restrictions apply.