Save More in 2024

Certificate Specials @ 5.00% APY*

With rates expected to decrease in 2024, lock in one of our best limited-time-only Certificate rates!

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Make Your Move

First-Time Homebuyer Special

For a limited time, first-time homebuyers can receive up to 1 point off their purchase transaction!

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All Rates
Auto Loan

5.25 % APR

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Personal Loan

7.74 % APR

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Credit Card

8.50 % APR

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Certificates

5.00 % APY

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Open accounts & apply for loans in 5 minutes

We make banking really easy. You can open an account or apply for a loan online in just five minutes—and for loans, you'll get an instant decision!

The best rates and lowest fees

We regularly compare our products to competitors and almost always have the best rates and lowest fees. Put us to the test: compare our rates.

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Members say our customer service rocks

We have a Net Promoter Score of 81%, which is business jargon for, "People say our service is really, really awesome."

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Member Perks

Shared Branches

Have a non-UHFCU credit union account? Talk to us! We perform CO-OP and Hawaii Network shared branching transactions.



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Featured Rate

30 Year Fixed Mortgage

Rate APR* Points
6.625% 6.855% 2.000%

Rates are accurate as of 4/15/2024 and are subject to change. NMLS #421550.



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Attention! You are now leaving the University of Hawaii Federal Credit Union website. The University of Hawaii Federal Credit Union (UHFCU) does not control the security or privacy practices used at the following website. Periodically, UHFCU's website may include information from third parties and/or links to other websites. UHFCU does not make any warranties, express or implied, regarding any third party information or links to alternate websites. In addition, UHFCU assumes no responsibility for the accuracy or reliability of the content provided by third parties. If you click "CONTINUE", an external website will be opened in a new browser window. If you click "CANCEL", you will be returned to the UHFCU website.


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We will never reach out and ask you to divulge your UHFCU account information by phone, e-mail, or text. Please monitor your accounts regularly and use the Alerts function in our Online Banking service as an added precaution.

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