Rateboard

Certificate Rates (Share and IRA)
June 1, 2008

Term Minimum Balance APY
3 Month Share Certificate (Share) $500 1.250%
6 Month Share Certificate (Share) $500 2.250%
1 Year Share Certificate (Share) $500 2.500%
2 Year Share Certificate (Share) $500 2.750%
3 Year Share Certificate (Share) $500 3.250%
1 Year Share Certificate (IRA) $500 3.000%
2 Year Share Certificate (IRA) $500 3.250%
3 Year Share Certificate (IRA) $500 3.750%

APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends for 1, 2, and 3-Year Certificates will be credited to your account and compounded quarterly. Dividends for 3-Month and 6-Month Certificates are paid at maturity. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of the date indicated and are subject to change without prior notice. If you have any questions or need current rate information, please call (808) 983-5500.

NCUA - Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency