New and Pre-owned Vehicle
The UHFCU offers up to 100% financing of the invoice price or Bluebook value of autos, making getting the car you need an exceptional deal. One popular and very effective option is to get a pre-approved vehicle loan. As a member, you may fill out an application and be approved for a loan before shopping. This gives you the advantage when bargaining, and avoids the danger of being persuaded to purchase a more expensive auto than you can reasonably afford, saddling yourself with a costly, long-term car loan. Fixed and variable rates are available.

Share Secured
Borrow the same amount that you pledge as collateral from your Share Account at a great low rate and terms up to 12 years.

Sharedraft Line of Credit
The UHFCU offers inexpensive protection against an overdrawn account and a convenient source of extra credit when you need it with its Sharedraft Line of Credit Loan. Members with a Sharedraft (checking) Account are eligible for a $300 open-ended line of credit loan and may apply for a higher limit.

Personal Loan
Borrow up to $15,000 with repayment terms up to 5 years to consolidate bills, pay tuition fees, or other needs. Fixed and variable rates are available.

Education
Get the help you need with education costs. Borrow up to $5,000 with a 5-year repayment schedule at a surprisingly low rate.

VISAŽ Classic, VISAŽ Gold and VISAŽ Platinum Credit Cards
The UHFCU offers low-interest VISAŽ Credit Cards that feature limits up to $10,000 or more. Cardholders receive a 25-day grace period during which balances may be paid off interest free. There is no fee for cash advances.