Sharedraft (Checking)

One of the best services available to Members is our dividend-earning Sharedraft Account. It'll cost you less and pays you back in dividends, convenience and flexibility. There is a minimum balance of just $5 to keep the account active and earn you dividends.

  • An initial deposit of $15 opens a UHFCU Sharedraft Account ($12 will be deducted to cover the subsidized cost of your checks).
  • A balance of $5 or more will earn dividends.
  • There is no per-item charge with a UHFCU Sharedraft Account.
  • Overdraft protection options are available. Call for more details.
  • There are no monthly or yearly service charges.
  • You have unlimited check writing privileges.
  • Bills can be automatically deducted from your Sharedraft Account.
  • Dividends are calculated on the Daily Balance and paid monthly.

You may also apply for our Pepa Kiko'o Check Card. Non-Surcharge ATMs for UHFCU members!

How to open your Sharedraft Account-3 easy steps make it quick and easy!
  1. Click here to fill out our application. Membership Application Link

     

  2. Come by our McCully Office to sign the Member Account Agreement and make your initial deposit of $10.

     

  3. Order your checks.Check Ordering Link

NCUA - Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency